You will receive an insurance valuation that accurately reflects what is needed to responsibly insure your property.
We determine the rebuilding or replacement value based on actual construction costs, technical characteristics, and usage — not an estimate, but a well-founded value that prevents disputes in case of damage.
In summary
Insurance valuations involve determining the costs actually required to repair or replace a building, installation, or inventory. Market value is not relevant; the focus is on physical construction, material costs, and current cost levels. Accurate valuation prevents both underinsurance and overinsurance and aligns with Article 7:960 of the Dutch Civil Code, which stipulates that compensation for damage may not exceed the actual loss.
We calculate the insured value based on property characteristics, building components, capacities, and cost standards. All assumptions and parameters are made transparent so that the valuation can be verified by insurers, brokers, and risk managers.
That is why we work with a uniform approach, VRT registration, and reports that clearly show how the value is determined and how it fits within policy agreements and claims settlement.
Buildings including (national) monuments
Inventory and office equipment
Industry, machines, (industrial) installations and equipment
Electronics and valuables
Large (care) complexes, government, corporations, real estate portfolios
7:960 Appraisals and Portfolio-Based Solutions
In cases of fire, storm, or other disasters, it often only becomes clear whether an object is properly insured. An insurance appraisal establishes in advance what is insured and at what value, usually in accordance with Article 7:960 of the Dutch Civil Code, so that the compensation aligns with the actual rebuilding or replacement costs and disputes afterwards are avoided.
For larger real estate portfolios, we also offer alternative valuation solutions that are arranged in consultation with the insurer. These methods provide the same certainty as a 7:960 appraisal but are significantly more efficient in terms of implementation and cost.
Certainty about the insured value
I want to be sure that the insured value of my property is correct.